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Businesses of all sizes to grow and reach their full potential through our specially designed chit products. 

Project Finance

One of the primary advantages of project financing is that it provides for off-balance-sheet financing of the project, which will not affect the credit of the shareholders or the government contracting authority, and shifts some of the project risk to the lenders in exchange for which the lenders obtain a higher margin than for normal corporate lending.

Adhiban Secure project financing for new operation, expansion, diversification, modernization, or any venture that you might want funding. We ensure your project's smooth flow. We give financial wings to your business ideas.

Adhiban's Project Finance Group has immense capabilities and financial expertise to successfully manage project finance transactions as we deploy customized and unique project structuring approach for each of our clients.

Having ensured timely financial closure of several prestigious and key projects, we possess exclusive domain expertise as well as knowledge in the manufacturing, IT and infrastructure sectors. Explore our service offerings and get in touch with our project finance experts to discuss about a customized solution suiting your requirements.

Why Adhiban?

Financially Sound

- Proven capability to arrange loans.
- Competitive interest rates.
- Single window solution.

Professional Team of Experts

- Panel of legal and technical experts.
- Dedicated group with sector-specific expertise.

Simple & Easy Procedures

- Standardized information requirements.
- Credit appraisal/ delivery time duration is considerably short.
- Swift disbursement.

Adhiban chit funds, Adhiban fincorp, Finance coimbatore, Loans, Mutual funds, Insurance, Women Entrepreneurs Coimbatore

Finance Amount
Up to Rs. 10 crores 

Margin requirement
Depends on customer profile

Up to 5 years

Normally asset cover of 1.5 times

- SME loans are offered to companies / partnership firms in select sectors such as automobiles, auto-ancillary and food and agri-processing.
- The company/firm must be in business for at least 3 years with profit in the last audited financial year

Documents required for availing Project Finance
- Company profile including existing product range
- Promoter profile including KYC details
- Purpose of the loan
- Security offered
- Audited balance sheets of the last 3 years

How do I know whether I'm eligible for a Project Finance?
- You may reach us at +91 98430 77088 during Mon - Sat: 9:00AM - 6:00PM.
- You may also email your queries to

What is the maximum amount of project financing that I can avail?
- The quantum of your project loan is determined based on your business need, credit assessment and repayment capacity. However, it is limited to Rs. 10 crores.

What is the security/collateral acceptable for my project finance?
- A wide range of securities could be accepted, including plant, machinery & equipment; land & real estate properties; Fixed Deposits, Deposit Certificates, National Savings Certificates (NSC); Kisan Vikas Patra (KVP); Securities issued by Central as well as State Governments, Gold certificates; life insurance policies; and other valid financial instruments.

What is the time duration to get the project loan?
- The project loan will be processed within 30 working days provided everything is in order.

How should I repay my Project loan?
- You have the flexibility of opting for Equated Installment, Ballooning Repayment or Bullet Repayment (depending upon the needs of your business). Post Dated Cheques (PDCs), Electronic Clearing System (ECS), or Electronic Transfers are all accepted means of payment.

Is it possible to prepay the Project loan?
- Yes, you could be able to prepay the business loan. Foreclosure charges of 2% shall be applicable on the principle outstanding.

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Service Offerings

  • Domestic Term loans
  • Foreign Currency Term Loans
  • External Commercial Borrowing
  • Lines of credit from various multilateral organizations

Application Process

Our application team looks forward to guiding you through the application process.


Complete an online application


Upload the scanned documents


Wait for your audit report and status


Get your approval

CALL US  +91 98430 77088

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We have major merger & acquisiton plans for the Year 2018 - 2019.

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